Accurate audits, returned fast.
Workers' compensation and general liability premium audits, done by an auditor with 15+ years in the field. Careful, accurate work on every audit, returned ahead of schedule.
Services
Every audit follows your guidelines. Audits come on our own detailed worksheet, or on your carrier's format if you prefer. We work with insureds in English and Spanish.
Workers' comp and general liability audits
Payroll by class code, officers and uninsured subcontractors tied back to 941s and the ledger, plus GL sales, payroll and subcontracted cost by exposure basis, with certificates checked.
Physical, remote and hybrid audits
On site when you need eyes on the operation, remote by phone and email when you don't, or a mix of both. Whatever the policy and your guidelines call for.
Large and complex accounts
Policies with many additional named insureds and multi-state exposure, separated by entity, state and class.
Cancellation and midterm audits
Short-period audits on cancelled policies, and interim audits whenever the carrier needs them.
Reopens, disputes and test audits
When an insured sends records late, disputes the result, or a bureau test audit is challenged, the audit is revisited quickly with the original work in hand.
Audit quality review
An experienced second look at audits completed by other auditors or in-house staff, before billing or when results are questioned.
About David Field
David has been a premium auditor for 15+ years. He founded DD Associates to give carriers what matters most in an audit: a result that is correct the first time, and delivered quickly.
David personally completes every audit. When volume requires, trusted support is added, and every audit is still reviewed by David before it reaches you.
How it works for carriers
No audit firm in the middle. You send the assignment to the auditor and get the finished audit back from the same person.
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1
Send the assignment
By email or your vendor portal, one at a time or in bulk.
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2
We contact the insured
About 10 days after expiration on full-term audits, and the same or next business day on cancellations and disputes, with a clear list of the records needed.
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3
The audit is completed
On our own detailed worksheet or your carrier's format, with notes explaining anything that changed from the policy.
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4
You get it back
Submitted complete, with clear notes, ready to bill without follow-up questions, by email or through your carrier portal.
States covered
California is not covered.
Not sure about a state? Ask and you'll get a straight answer the same day.
Industries we audit
From one-person contractors to multi-location healthcare groups, a sample of the businesses audited for carriers.
Your data is handled with care
Payroll records, tax forms and FEINs are sensitive. They are treated that way from the first request to the final audit.
Confidential
Records are used only to complete the audit and are never sold or shared outside the carrier.
Need-to-know access
Only the auditor working the file and the carrier see an insured's records.
Secure systems
Electronic records are kept in password-protected business systems, and insureds upload records through a secure, private portal.
Your retention rules
Records are kept and disposed of according to each carrier's requirements.
Questions carriers ask
Which lines of business do you audit?
Workers' compensation and general liability.
Do you do physical audits or remote audits?
Both, plus hybrid audits. Each audit follows the policy and your guidelines.
How fast is turnaround?
Insureds are contacted about 10 days after expiration on full-term audits, and the same or next business day on cancellations and disputes. On average, about 90% of audits are returned before they're due.
Can you use our worksheet or format?
Yes. Audits come on our own detailed worksheet, or on your carrier's format if you prefer.
How do we send assignments?
By email or through your vendor portal, one at a time or in bulk.
Which states do you cover?
All NCCI states, plus many independent bureau states such as Delaware and Pennsylvania, as well as New Jersey, New York, North Carolina and others. California is not covered. Ask about any state and you'll get a straight answer the same day.
How do policyholders send their records?
By email, or through a secure, private online portal where they can see exactly what's needed and upload their records from a computer or phone.
Can you work with Spanish-speaking insureds?
Yes. We work with insureds in English and Spanish, by phone and email.
Do you handle reopens and disputes?
Yes. When an insured sends records late or disputes the result, the audit is revisited quickly with the original work in hand.
Can you take large or multi-state accounts?
Yes. Policies with many additional named insureds and multi-state exposure are separated by entity, state and class.
Send us audits
Tell us a little about your book and we'll reply within one business day.